Most of us try to follow a healthy diet regularly. Not only does this make us fit, but it also helps us feel better about ourselves. Eating right and healthy becomes all the more essential when one is suffering from the risks of developing any disease. For example, individuals with a higher chance of developing cardiovascular diseases or cancer must be careful about their diet and lifestyle at all times. Consuming proper food may make all the difference. Superfoods are nutrient-dense and a must-have in diets geared towards preventing the risk of diseases. Apart from fruits, vegetables, there are a few staple superfoods that you must have in your pantry. Read on about a few of them given below: 1. Turmeric This spice has of late found acceptance among the modern medical community. It is being used in cooking as well as in external applications. Research has shown that curcuminoids, a compound found in turmeric has antibiotic and anti-inflammatory properties. This compound has also proved to be effective in destroying molecules and free radicals that can cause damage to our DNA. Ongoing research has shown that turmeric may be able to stop the growth of tumors. However, doctors caution against taking curcumin supplements without consulting a doctor.

Reverse mortgages are slowly coming under the limelight, but for many years people were in the dark when it came to understanding what they offered. Reverse mortgages are a great means of getting finance so do read on to understand the basics of a reverse mortgage. What exactly are reverse mortgages? A reverse mortgage involves the homeowner getting an amount for their house’s equity. Instead of paying a monthly installment, the mortgage lender would give the owner of the house a monthly installment, or a big lump sum. The owner of the house has to then pay back the balance, which increases as time passes by. This payment is done once they sell the house, move out, or pass away. The property is held as collateral in both traditional mortgages as well as reverse mortgages. A reverse mortgage can only be availed by senior citizens of the age of 62 years or more. What are the different types of reverse mortgages? There are three types of reverse mortgages, namely single-purpose reverse mortgages, proprietary reverse mortgages, and home equity conversion mortgages. Single-purpose reverse mortgage This type of mortgage is considered to be the most economical choice among all the types of reverse mortgages.

Classic cocktails like cars have a long history and many stories spun around them. Well, drinkers like to hear and tell stories during their indulgence, so here are some clues that can entertain your guests to keep the mood high during your cocktail party. Daiquiri This rum-based cocktail is named after the beach near Santiago de Cuba and was invented by a miner during the early 1900s. Originally, this cocktail was made by filling a glass with crushed ice, a teaspoon of sugar sprinkled, and lemon juice. Finally, two or three ounces of white rum was poured over this mixture. The mixture was then stirred well with a long-handled spoon. The earlier versions of the cocktail were served in a tall glass filled with chiseled ice. However, today, the mixture is mixed with a shaker and then poured into a chilled coupe glass. It is to be noted that this cocktail was one of the favorites of John F Kennedy and Ernest Hemingway. Jack Rose A brandy-based cocktail containing gin, lime juice, grenadine, and apple juice was first popularized by Ernest Hemingway in his classic, The Sun Also Rises, which was written in 1926. This is one of the six basic cocktails featured in David Embury’s “The Fine Art of Mixing Drinks” and references date this cocktail to the early 1900s.

The pros and cons of savings accounts for students Most people think of saving money only when they start working a full-time job, but it is never too early to start saving. If you are a student looking to start your first savings account, here’s a list of the pros and cons of this type of account. Pros of a savings account for students When banks or financial institutions offer savings accounts for students, they take the extra step to offer as many advantages as they can. They do this knowing that students are not yet earning, so they need incentives to open an account. Listed here are some benefits of savings accounts for students: No fees The best students’ savings accounts charge no fees for transactions and for keeping the account open. In fact, this is one of the most important features a student should look for when searching for a bank to open an account with. Easy withdrawals Students can see their money online and make withdrawals and transfers easily, and they can get instant access to their funds whenever needed. This definitely works in the case of an emergency when students need access to money immediately and do not want to rely on a credit card.

Buying a new house for the first time is a bit overwhelming. With all the documentation and processes to follow, it can get somewhat intimidating as well. However, avoiding some common mistakes made when getting a mortgage can streamline the way ahead and ease things for you. If you are a first-time homebuyer, applying for a mortgage can seem to be relatively more cumbersome than it may seem to others, but that is no excuse for a lender to not reject your mortgage application. Let’s take a look at some common mistakes made when getting a mortgage so that you can steer clear of these. Not having a pre-approval If you are not getting a pre-approval, it can prove to be a big roadblock in the process of getting a mortgage for your home. For first-time buyers, it is helpful to know the budget beforehand as it can help adjust the expectations and other expenses before taking a mortgage loan. Also, in most cases, first-time buyers are not fully aware of their credit score. Getting the amount pre-approved helps buyers become aware of their credit score and also learn about the terms and conditions that will be offered while getting a mortgage loan.